I wish you had listened to our advice before you bought these radios. Unfortunately, you purchased radios entirely inappropriate for your needs. I would return them, and look for GMRS/Marine band radios. There are several that combine GMRS with Marine band, and these will be much better suited to your needs for about the same price. If you go this route, you will also need to obtain a licence for marine band radios.
Basically, you bought business-class radios not designed for consumer use and not designed for programming by the end user. They are either UHF or VHF; not both, as my friend above told you. You will have difficulty finding the programming software and cable, and no dealers will program these to illegal channels for you.
You can NOT use them on the pre-programmed business frequencies that come with them. They are pre-programmed with certain itinerant business frequencies designed for temporary use until a business gets their own assigned frequency. The business also needs a licence for an assigned itinerant frequency, and by using these radios, you will be interfering with licenced users.
As I told you, regulating authorities might be less willing to chase down amateur radios illegally programmed for FRS, GMRS and marine bands, but they will certainly be VERY willing to chase down someone who bought a couple of business radios and are using them in a way that interferes with the properly licenced users.
You cannot use these radios legally and even if you could, it is not physically possible to program them to both marine band and FRS frequencies. Aside from the fact you need a licence to operate on marine band frequencies, FRS is UHF and marine band is VHF. These radios are one or the other; not both.
Send them back and get good quality FRS radios. In the US, they can now transmit up to two watts and are licence-free. You should also ask yourself if you really need the ability to call the Coast Guard from a paddleboard, considering the need for a licence on marine band.
The other thing to consider is that marine bands are necessary for safety of life at sea, and regulating authorities will aggressively enforce the proper use of marine frequencies. By transmitting illegally, you may be putting someone’s life in danger.